Yes—in many cases, homeowners can still sell their house after the foreclosure process has started.

Whether that's possible depends on where your case is in the legal process, how much you owe on the mortgage, and how much time remains before the foreclosure sale.

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If you have enough equity to pay off the mortgage and closing costs, selling before the foreclosure sale may allow you to avoid the foreclosure altogether. Every situation is different, so it's important to understand your options as early as possible.

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One of the first steps is requesting a payoff letter from your lender. This document shows the amount required to pay off your mortgage and includes a "Good Through" date, which is the date that payoff amount expires. Because interest and foreclosure attorney fees can continue to increase during the process, the amount owed may change over time.

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Even if your foreclosure sale hasn't been scheduled yet, knowing your payoff amount helps you understand your financial position and make informed decisions.

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If you're not sure where your case stands or whether selling is still an option, we're happy to review your situation and explain the choices available to you. Sometimes selling is the right solution. Other times, another option may make more sense. Our goal is to help you understand your options so you can make the decision that's best for you.