Yes, you can still sell your house before the redemption period ends.

When your property is sold at an Indiana tax sale, the buyer usually receives a tax-sale certificate. The buyer does not immediately become the owner of your house.

During the redemption period, the house is generally still yours. You may be able to keep it by paying the redemption amount. You may also be able to sell it before the deadline.

You usually do not have to pay the taxes out of your own pocket before selling. If the house is worth enough, the redemption amount and other debts can be paid from the buyer’s money at closing. You receive any money left over.

What Is the Redemption Period?

The redemption period is the time you have after the tax sale to reclaim your property.

If the property is not redeemed before the deadline, the tax-sale buyer may take legal steps to become the new owner.

Your deadline may not be what you expect. It depends on how the tax-sale certificate was sold and other details of the sale. Do not assume that you have a full year.

How Much Do I Need to Pay?

The redemption amount may be more than the taxes you originally owed. It can include:

• Unpaid property taxes

• Added fees and costs

• Interest

• Later taxes paid by the tax-sale buyer

• Certain attorney and title-search costs

The amount can increase over time. An older notice may not show what you owe today.

What Are My Options?

If you are still in the redemption period, you may be able to:

1. Keep the house by paying the redemption amount.

2. Sell the house and have the redemption amount paid from the sale proceeds at closing.

3. Review the numbers first to see how much money you could receive from a sale.

​

Find Out Where You Stand

You do not have to figure this out alone. We can help you answer three important questions:

• When does my redemption period end?

• How much do I currently owe?

• If I sell, how much money could I receive?

There is no obligation to sell. The first step is simply understanding your options.